/* ===========================
   GLOBAL RESET & BASE
   =========================== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', sans-serif;
  font-size: 16px;
  color: #1a1a1a;
  background: #f4f4f4;
  line-height: 1.65;
}

a { color: #1a5fa8; text-decoration: underline; }
a:hover { color: #0d3d70; }

/* ===========================
   HEADER
   =========================== */
.site-header {
  background: #1e2d40;
  padding: 0 20px;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 8px rgba(0,0,0,0.25);
}
.header-inner {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 56px;
}
.logo {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}
.logo-ratgeber {
  color: #fff;
  font-weight: 700;
  font-size: 14px;
  letter-spacing: 0.5px;
}
.logo-sparen {
  color: #4db8e8;
  font-weight: 600;
  font-size: 13px;
}
.logo-icon { font-size: 12px; margin-left: 4px; }

.btn-header {
  border: 1.5px solid #fff;
  color: #fff;
  padding: 7px 16px;
  border-radius: 4px;
  font-size: 13px;
  font-weight: 500;
  text-decoration: none;
  transition: background 0.2s, color 0.2s;
  white-space: nowrap;
}
.btn-header:hover { background: #fff; color: #1e2d40; }

/* ===========================
   ARTICLE LAYOUT
   =========================== */
.article-wrap {
  background: #fff;
  min-height: 100vh;
}
.article-container {
  max-width: 860px;
  margin: 0 auto;
  padding: 20px 20px 40px;
}

/* Meta line */
.article-meta {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  color: #777;
  margin-bottom: 12px;
  flex-wrap: wrap;
}
.meta-ad {
  margin-left: auto;
  font-style: italic;
  color: #aaa;
}
.meta-sep { color: #bbb; }

/* Headline */
.article-headline {
  font-size: clamp(22px, 4vw, 30px);
  font-weight: 700;
  line-height: 1.3;
  color: #111;
  margin-bottom: 10px;
}
.article-sub {
  font-size: 15px;
  color: #444;
  margin-bottom: 20px;
  line-height: 1.5;
}

/* Hero figure */
.hero-figure {
  margin: 0 0 8px;
}
.hero-img {
  width: 100%;
  border-radius: 8px;
  display: block;
  max-height: 400px;
  object-fit: cover;
  object-position: center top;
}
.hero-figure figcaption,
.article-figure figcaption {
  font-size: 12px;
  color: #888;
  font-style: italic;
  margin-top: 6px;
  line-height: 1.4;
}

/* Article text */
.article-text {
  font-size: 15.5px;
  line-height: 1.75;
  color: #222;
  margin-bottom: 16px;
}
.highlight-text {
  color: #1a5fa8;
  font-weight: 500;
}
.cta-bold { font-size: 16px; }

/* Divider */
.divider {
  border: none;
  border-top: 1px solid #e8e8e8;
  margin: 28px 0;
}

/* Section heading */
.section-heading {
  font-size: clamp(18px, 3vw, 22px);
  font-weight: 700;
  color: #111;
  margin-bottom: 14px;
  line-height: 1.3;
}

/* List heading */
.list-heading {
  font-size: 16px;
  font-weight: 700;
  text-decoration: underline;
  margin-bottom: 14px;
  color: #111;
}

/* ===========================
   QUOTE BOX
   =========================== */
.quote-box-intro {
  font-size: 14px;
  font-weight: 600;
  color: #333;
  margin-bottom: 4px;
}
.quote-box {
  background: #f8f9fc;
  border-left: 4px solid #1a5fa8;
  border-radius: 0 6px 6px 0;
  padding: 16px 20px 14px;
  margin: 0 0 20px;
  position: relative;
}
.quote-mark {
  display: block;
  color: #1a5fa8;
  font-size: 20px;
  margin-bottom: 6px;
  opacity: 0.7;
}
.quote-box p {
  font-style: italic;
  font-size: 14.5px;
  color: #333;
  line-height: 1.7;
  margin-bottom: 8px;
}
.quote-box cite {
  display: block;
  font-size: 13px;
  color: #666;
  font-style: normal;
  text-align: right;
}
.multi-quote { margin-bottom: 12px; }

/* ===========================
   CHECK LIST
   =========================== */
.check-list {
  list-style: none;
  margin-bottom: 20px;
}
.check-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 14px;
}
.check-icon {
  color: #2a9d5c;
  font-size: 20px;
  flex-shrink: 0;
  margin-top: 1px;
}
.check-list strong {
  display: block;
  font-size: 14.5px;
  color: #111;
}
.check-list p {
  font-size: 13.5px;
  color: #555;
  margin-top: 2px;
}

/* advantages section */
.advantages-section { margin-top: 10px; }
.advantages-list li div { font-size: 14.5px; }
.advantages-list strong { font-weight: 600; }

.final-cta-link {
  display: block;
  margin-top: 16px;
  font-size: 14.5px;
  font-weight: 600;
  color: #1a5fa8;
  text-decoration: underline;
  text-align: center;
}
.final-cta-link:hover { color: #0d3d70; }

/* ===========================
   CHART
   =========================== */
.chart-wrapper {
  background: #f9fafc;
  border-radius: 8px;
  padding: 20px 16px 12px;
  margin-bottom: 16px;
}
#zinsenChart {
  max-height: 280px;
}
.chart-caption {
  font-size: 11.5px;
  color: #888;
  font-style: italic;
  margin-top: 10px;
  text-align: center;
}

/* ===========================
   ARTICLE FIGURE
   =========================== */
.article-figure { margin: 0 0 8px; }
.article-img {
  width: 100%;
  border-radius: 8px;
  display: block;
  max-height: 360px;
  object-fit: cover;
  object-position: center;
}

/* ===========================
   CTA SECTION
   =========================== */
.cta-section {
  background: #fff;
  padding: 10px 0 20px;
  text-align: center;
}
.btn-cta-main {
  display: inline-block;
  background: #1e7d46;
  color: #fff;
  font-size: 17px;
  font-weight: 700;
  padding: 16px 36px;
  border-radius: 6px;
  border: none;
  cursor: pointer;
  text-decoration: none;
  margin: 12px 0 16px;
  transition: background 0.2s, transform 0.1s;
  box-shadow: 0 4px 12px rgba(30,125,70,0.3);
  letter-spacing: 0.2px;
}
.btn-cta-main:hover { background: #155f34; transform: translateY(-1px); }
.btn-cta-main:active { transform: translateY(0); }

.trust-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  border: 2px solid #1e7d46;
  border-radius: 6px;
  padding: 10px 18px;
  margin-bottom: 12px;
  background: #f0faf5;
}
.trust-icon {
  color: #1e7d46;
  font-size: 22px;
}
.trust-badge strong {
  display: block;
  font-size: 14px;
  color: #1e7d46;
}
.trust-badge span {
  font-size: 12px;
  color: #555;
}
.cta-sub-text {
  font-size: 13px;
  font-style: italic;
  color: #888;
  margin-top: 6px;
}

/* ===========================
   INLINE LINK
   =========================== */
.inline-link {
  color: #1a5fa8;
  font-weight: 600;
  cursor: pointer;
}

/* ===========================
   DISCLAIMER FOOTER
   =========================== */
.disclaimer-footer {
  background: #1e2d40;
  padding: 28px 20px;
}
.disclaimer-inner {
  max-width: 680px;
  margin: 0 auto;
}
.disclaimer-title {
  font-size: 13px;
  font-weight: 700;
  color: #aabdd0;
  margin-bottom: 8px;
}
.disclaimer-footer p {
  font-size: 11.5px;
  color: #8a9dae;
  line-height: 1.7;
}
.footer-links {
  display: flex;
  gap: 10px;
  margin-top: 14px;
  align-items: center;
}
.footer-links a {
  font-size: 12px;
  color: #4db8e8;
  text-decoration: underline;
}
.footer-links span { color: #5a6e80; }

/* ===========================
   MODAL OVERLAY
   =========================== */
.modal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.55);
  z-index: 1000;
  overflow-y: auto;
  padding: 20px 10px;
}
.modal-overlay.active { display: block; }

.modal-box {
  background: #fff;
  max-width: 860px;
  margin: 0 auto;
  border-radius: 10px;
  overflow: hidden;
  box-shadow: 0 20px 60px rgba(0,0,0,0.35);
  position: relative;
}

/* Close button */
.modal-close {
  position: absolute;
  top: 10px;
  right: 14px;
  background: none;
  border: none;
  font-size: 28px;
  color: #555;
  cursor: pointer;
  z-index: 10;
  line-height: 1;
  font-weight: 300;
}
.modal-close:hover { color: #111; }

/* ===========================
   MODAL HEADER BAR
   =========================== */
.modal-header-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 20px;
  border-bottom: 1px solid #eee;
  flex-wrap: wrap;
  gap: 10px;
}
.modal-logo-main {
  font-size: 20px;
  font-weight: 800;
  color: #1e2d40;
}
.modal-logo-dot { color: #1a5fa8; }
.modal-logo-sub { font-size: 11px; color: #888; display: block; margin-top: 2px; }

.modal-trust-badges {
  display: flex;
  gap: 14px;
  align-items: center;
  flex-wrap: wrap;
}
.badge-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  font-size: 11px;
  color: #444;
  gap: 2px;
  text-align: center;
}
.badge-eu-flag { color: #0033a0; font-size: 16px; }
.badge-g { color: #4285F4; font-size: 16px; }
.tp-logo {
  background: #00b67a;
  color: #fff;
  font-weight: 800;
  font-size: 13px;
  padding: 2px 5px;
  border-radius: 3px;
}
.badge-stars { color: #f5a623; font-size: 13px; }

/* Trust bar */
.modal-trust-bar {
  background: #1a5fa8;
  display: flex;
  justify-content: center;
  gap: 20px;
  padding: 9px 20px;
  font-size: 12.5px;
  color: #fff;
  font-weight: 500;
  flex-wrap: wrap;
}

/* ===========================
   MODAL BODY (hero+form)
   =========================== */
.modal-body {
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 420px;
}

/* Left image */
.modal-left {
  position: relative;
  overflow: hidden;
}
.modal-img-wrap { position: relative; height: 100%; min-height: 320px; }
.modal-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}
.modal-sticker {
  position: absolute;
  bottom: 24px;
  right: 24px;
  background: #1a3a6b;
  color: #fff;
  border-radius: 50%;
  width: 90px;
  height: 90px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  box-shadow: 0 4px 14px rgba(0,0,0,0.3);
}
.sticker-text { font-size: 11px; font-weight: 500; }
.sticker-rate { font-size: 18px; font-weight: 800; text-decoration: underline; line-height: 1.1; }

/* Right: form */
.modal-right {
  padding: 24px 24px 20px;
  overflow-y: auto;
}
.modal-form-title {
  font-size: 18px;
  font-weight: 700;
  color: #111;
  margin-bottom: 8px;
  line-height: 1.3;
}
.modal-form-desc {
  font-size: 13px;
  color: #555;
  margin-bottom: 12px;
  line-height: 1.5;
}
.modal-benefits {
  list-style: none;
  margin-bottom: 16px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4px 10px;
}
.modal-benefits li {
  font-size: 12.5px;
  color: #333;
  display: flex;
  align-items: center;
  gap: 5px;
}
.modal-benefits i { color: #2a9d5c; font-size: 12px; }

/* ===========================
   FORM
   =========================== */
.modal-form { display: flex; flex-direction: column; gap: 12px; }
.form-group { display: flex; flex-direction: column; gap: 4px; flex: 1; }
.form-row { display: flex; gap: 12px; }
.form-label { font-size: 12.5px; font-weight: 600; color: #333; }

.form-input, .form-select {
  width: 100%;
  padding: 9px 12px;
  border: 1.5px solid #d0d5de;
  border-radius: 5px;
  font-size: 13.5px;
  font-family: inherit;
  color: #222;
  background: #fff;
  transition: border-color 0.2s;
  outline: none;
}
.form-input:focus, .form-select:focus { border-color: #1a5fa8; }

.phone-input-wrap {
  display: flex;
  align-items: center;
  border: 1.5px solid #d0d5de;
  border-radius: 5px;
  overflow: hidden;
  transition: border-color 0.2s;
}
.phone-input-wrap:focus-within { border-color: #1a5fa8; }
.phone-prefix {
  background: #f0f3f8;
  padding: 9px 10px;
  font-size: 13px;
  color: #444;
  white-space: nowrap;
  border-right: 1px solid #d0d5de;
}
.phone-field {
  border: none !important;
  border-radius: 0 !important;
  flex: 1;
}
.phone-field:focus { border: none; }

/* Radio */
.radio-group { display: flex; gap: 20px; padding-top: 4px; }
.radio-label {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 13.5px;
  cursor: pointer;
}
.radio-label input { display: none; }
.radio-custom {
  width: 18px;
  height: 18px;
  border: 2px solid #1a5fa8;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  position: relative;
}
.radio-label input:checked + .radio-custom::after {
  content: '';
  width: 9px;
  height: 9px;
  background: #1a5fa8;
  border-radius: 50%;
}

/* Submit */
.btn-form-submit {
  background: #1e7d46;
  color: #fff;
  font-size: 15px;
  font-weight: 700;
  padding: 13px 20px;
  border-radius: 6px;
  border: none;
  cursor: pointer;
  width: 100%;
  transition: background 0.2s;
  margin-top: 4px;
  font-family: inherit;
}
.btn-form-submit:hover { background: #155f34; }

.form-consent {
  font-size: 11px;
  color: #888;
  text-align: center;
  margin-top: -4px;
}
.form-consent a { color: #1a5fa8; }
.form-secure {
  font-size: 11.5px;
  color: #555;
  text-align: center;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 5px;
}
.form-secure i { color: #2a9d5c; }

/* ===========================
   BANK LOGOS
   =========================== */
.modal-banks {
  padding: 22px 24px 16px;
  text-align: center;
  border-top: 1px solid #eee;
}
.banks-title {
  font-size: 14px;
  font-weight: 600;
  color: #333;
  margin-bottom: 14px;
}
.banks-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  flex-wrap: wrap;
}
.bank-logo {
  font-size: 14px;
  font-weight: 700;
  color: #333;
  letter-spacing: 0.3px;
}
.bank-logo.bbva { color: #004481; }
.bank-logo.db { color: #0018a8; }
.bank-logo.ubs { color: #e31837; }
.bank-logo.barclays { color: #00aeef; }
.bank-logo.ing { color: #ff6200; }
.bank-logo.rbs { color: #6e0b7c; }
.banks-note {
  font-size: 12px;
  color: #999;
  margin-top: 10px;
}
.banks-note small { font-size: 11px; }

/* ===========================
   HOW IT WORKS
   =========================== */
.modal-how {
  padding: 28px 24px;
  text-align: center;
  background: #f9fafc;
  border-top: 1px solid #eee;
}
.modal-section-title {
  font-size: 20px;
  font-weight: 700;
  color: #111;
  margin-bottom: 6px;
}
.modal-section-sub {
  font-size: 13.5px;
  color: #666;
  margin-bottom: 24px;
}
.steps-row {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 12px;
  flex-wrap: wrap;
}
.step {
  flex: 1;
  min-width: 150px;
  max-width: 200px;
  text-align: center;
}
.step-num {
  width: 48px;
  height: 48px;
  background: #1a3a6b;
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  font-weight: 700;
  margin: 0 auto 10px;
}
.step strong { font-size: 14px; display: block; margin-bottom: 6px; }
.step p { font-size: 12.5px; color: #666; line-height: 1.5; }
.step-arrow { font-size: 22px; color: #aaa; padding-top: 14px; }

/* ===========================
   ADVANTAGES
   =========================== */
.modal-advantages {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  padding: 28px 24px;
  border-top: 1px solid #eee;
}
.modal-adv-title {
  font-size: 17px;
  font-weight: 700;
  color: #1a5fa8;
  margin-bottom: 10px;
  border-bottom: 2px solid #1a5fa8;
  padding-bottom: 6px;
  display: inline-block;
}
.modal-adv-left p, .modal-adv-right p {
  font-size: 13.5px;
  color: #555;
  line-height: 1.6;
}
.adv-item {
  display: flex;
  gap: 10px;
  margin-bottom: 14px;
  align-items: flex-start;
}
.adv-check { color: #2a9d5c; font-size: 18px; flex-shrink: 0; margin-top: 2px; }
.adv-item strong { font-size: 14px; display: block; margin-bottom: 3px; }

/* ===========================
   CHART IN MODAL
   =========================== */
.modal-chart-section {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  padding: 28px 24px;
  background: #f9fafc;
  border-top: 1px solid #eee;
  align-items: center;
}
.modal-chart-wrap { min-height: 220px; }
#modalChart { max-height: 240px; }
.modal-chart-text p { font-size: 13.5px; color: #555; line-height: 1.65; }

/* ===========================
   TEAM
   =========================== */
.modal-team {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  padding: 28px 24px;
  border-top: 1px solid #eee;
  align-items: center;
}
.modal-team-left p { font-size: 13.5px; color: #555; line-height: 1.65; margin-bottom: 10px; }
.modal-team-img {
  width: 100%;
  border-radius: 8px;
  object-fit: cover;
  max-height: 220px;
}

/* ===========================
   CALCULATOR CARDS
   =========================== */
.modal-calculator {
  padding: 28px 24px;
  text-align: center;
  border-top: 1px solid #eee;
}
.calc-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-top: 20px;
}
.calc-card {
  border: 1.5px solid #e0e4ec;
  border-radius: 8px;
  padding: 20px 16px;
  text-align: center;
  position: relative;
}
.calc-card.featured {
  border-color: #1a5fa8;
  box-shadow: 0 4px 16px rgba(26,95,168,0.12);
}
.calc-badge {
  position: absolute;
  top: -12px;
  left: 50%;
  transform: translateX(-50%);
  background: #1a5fa8;
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  padding: 3px 12px;
  border-radius: 20px;
}
.calc-amount { font-size: 20px; font-weight: 700; color: #111; margin-bottom: 4px; }
.calc-details { font-size: 12.5px; color: #777; margin-bottom: 10px; }
.calc-earn { font-size: 18px; font-weight: 800; color: #1e7d46; margin-bottom: 4px; }
.calc-total { font-size: 12.5px; color: #555; margin-bottom: 14px; }
.btn-calc {
  background: #1e7d46;
  color: #fff;
  border: none;
  border-radius: 5px;
  padding: 10px 14px;
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
  width: 100%;
  font-family: inherit;
  transition: background 0.2s;
}
.btn-calc:hover { background: #155f34; }

/* ===========================
   TESTIMONIALS
   =========================== */
.modal-testimonials {
  padding: 28px 24px;
  background: #f9fafc;
  border-top: 1px solid #eee;
  text-align: center;
}
.testimonials-slider {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 10px;
  position: relative;
}
.testimonials-track {
  display: flex;
  flex: 1;
  overflow: hidden;
  gap: 0;
}
.testimonial-card {
  display: none;
  background: #fff;
  border: 1px solid #e5e9f0;
  border-radius: 8px;
  padding: 20px;
  width: 100%;
  flex-shrink: 0;
  text-align: left;
}
.testimonial-card.active { display: block; }
.testimonial-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
}
.testimonial-avatar {
  width: 42px;
  height: 42px;
  background: #1a5fa8;
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  font-weight: 700;
  flex-shrink: 0;
}
.testimonial-header strong { font-size: 14px; }
.testimonial-header p { font-size: 12px; color: #888; }
.stars { color: #f5a623; font-size: 14px; }
.testimonial-text { font-size: 13.5px; color: #444; font-style: italic; line-height: 1.6; }

.slider-btn {
  background: none;
  border: 1.5px solid #ccc;
  border-radius: 50%;
  width: 36px;
  height: 36px;
  font-size: 20px;
  cursor: pointer;
  color: #555;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: border-color 0.2s, color 0.2s;
}
.slider-btn:hover { border-color: #1a5fa8; color: #1a5fa8; }

.slider-dots {
  display: flex;
  justify-content: center;
  gap: 7px;
  margin-top: 14px;
}
.dot {
  width: 10px;
  height: 10px;
  background: #ccc;
  border-radius: 50%;
  cursor: pointer;
  transition: background 0.2s;
}
.dot.active { background: #1a5fa8; }

/* ===========================
   FAQ
   =========================== */
.modal-faq {
  padding: 28px 24px;
  border-top: 1px solid #eee;
}
.faq-list { margin-top: 10px; }
.faq-item {
  border-bottom: 1px solid #eee;
  padding: 12px 0;
}
.faq-q {
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-size: 14px;
  color: #222;
  gap: 10px;
}
.faq-icon { color: #1a5fa8; flex-shrink: 0; transition: transform 0.2s; }
.faq-q.open .faq-icon { transform: rotate(180deg); }
.faq-a {
  display: none;
  font-size: 13.5px;
  color: #1a5fa8;
  line-height: 1.65;
  padding-top: 8px;
  padding-left: 4px;
}
.faq-a.open { display: block; }
.faq-contact { text-align: center; margin-top: 22px; }
.btn-faq-contact {
  background: #1e7d46;
  color: #fff;
  border: none;
  border-radius: 6px;
  padding: 12px 28px;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  font-family: inherit;
  transition: background 0.2s;
}
.btn-faq-contact:hover { background: #155f34; }

/* ===========================
   MODAL FOOTER
   =========================== */
.modal-footer {
  background: #1e2d40;
  padding: 28px 24px 20px;
}
.modal-footer-cols {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 24px;
  margin-bottom: 20px;
}
.modal-footer-col h4 {
  color: #fff;
  font-size: 14px;
  margin-bottom: 8px;
}
.modal-footer-col p {
  font-size: 12px;
  color: #8a9dae;
  line-height: 1.65;
}
.modal-footer-col ul {
  list-style: none;
}
.modal-footer-col ul li { margin-bottom: 5px; }
.modal-footer-col ul a { color: #4db8e8; font-size: 13px; }
.modal-footer-risk h4 {
  color: #aabdd0;
  font-size: 13px;
  margin-bottom: 8px;
}
.modal-footer-risk p {
  font-size: 11.5px;
  color: #6d8293;
  line-height: 1.7;
}

/* ===========================
   THANK YOU OVERLAY
   =========================== */
.thankyou-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.6);
  z-index: 2000;
  align-items: center;
  justify-content: center;
}
.thankyou-box {
  background: #fff;
  border-radius: 12px;
  padding: 48px 36px;
  text-align: center;
  max-width: 420px;
  margin: 20px;
  box-shadow: 0 20px 50px rgba(0,0,0,0.3);
}
.thankyou-icon {
  font-size: 56px;
  color: #2a9d5c;
  margin-bottom: 16px;
}
.thankyou-box h2 {
  font-size: 24px;
  font-weight: 700;
  margin-bottom: 12px;
}
.thankyou-box p {
  font-size: 15px;
  color: #555;
  line-height: 1.65;
  margin-bottom: 24px;
}

/* ===========================
   RESPONSIVE
   =========================== */
@media (max-width: 700px) {
  .modal-body { grid-template-columns: 1fr; }
  .modal-left { display: none; }
  .modal-advantages { grid-template-columns: 1fr; }
  .modal-chart-section { grid-template-columns: 1fr; }
  .modal-team { grid-template-columns: 1fr; }
  .calc-cards { grid-template-columns: 1fr; }
  .modal-footer-cols { grid-template-columns: 1fr; }
  .steps-row { flex-direction: column; align-items: center; }
  .step-arrow { display: none; }
  .modal-benefits { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .article-container { padding: 16px 14px 32px; }
  .modal-box { border-radius: 8px; }
  .form-row { flex-direction: column; }
  .banks-row { gap: 14px; }
  .modal-trust-bar { gap: 8px; font-size: 11px; }
  .modal-trust-badges { display: none; }
  .btn-cta-main { font-size: 15px; padding: 14px 24px; }
}